Panama’s 2025 Qualified Investor and Residency programs deliver a robust combination of speed, flexibility, and strategic value.

Act before October 2026 to leverage current investment thresholds before any changes.

Legal counsel is essential from Stage 1; financial advisors support investment planning; tax professionals should advise from residency acquisition.

Total processing spans 2–4 months. Bottlenecks may occur in developer compliance checks, bank transfers, or high-volume seasons. No accelerated processing lanes exist, but pre-prepared applications minimize delays.

Investment strategy should reflect liquidity needs, risk appetite, and asset goals, given multi-year lock-ups.

Investor interviews, often conducted in person upon entry Crypto-derived funds are not accepted directly, though documented liquidations may be considered. High-net-worth application scrutiny is significant but manageable with transparent documentation.

Panama’s territorial tax system exempts foreign-sourced income, capital gains, dividends, and inheritance from taxation.

Permanent Residency (PR) is awarded immediately upon investment approval, with ID (cédula) and TIN issued within roughly 30 days .

Permanent residents face minimal physical presence requirements. Typically, one visit every two years suffices to maintain residency status.